What’s the main thing you think about when planning for a trip? Maybe what you’ll bring, the quality of the hotel, or how to get the best price on a flight? There are also souvenirs, eating out, sightseeing, the list goes on! Of course, all those things require money! And one of the best ways to save up for your next trip are travel credit cards!
However, picking the right card can be difficult. Today, we’ll check out some of the best travel credit cards that will help you and your family get ready for your next trip!
Chase Sapphire Preferred Card
If you’re looking for low fees and want to start with something easy, this general travel is a great pick! While other cards have better perks, the Chase Sapphire Preferred Card’s $95 annual fee can’t be beaten. (Except by fellow Chase cards, but more on that later.) Plus, there are also great opportunities for bonus points.
For example, for every $1 spent on meals, users earn two points! Furthermore, new signees earn 60,000 bonus points for spending $4,000 in the first three months. Add onto that the fact that you’ll get another 25% bonus points for booking a trip through Chase’s website, and you’ll be vacationing in no time!
Capital One Venture Rewards Credit Card
One of the most flexible travel credit cards on the market, Capital One Venture Rewards doesn’t require any annual or foreign transaction fees. Now, if you always fly a particular airline and are looking for miles, there might be a better, specific card for you.
However, this card offers some of the best mile points, and they work on any airline! The Venture Rewards gives 2 miles for every dollar spent, with 20,000 bonus miles for spending $3,000 in the first three months. There are also 10x miles bonuses on certain hotel chains. While you trade perks for miles with this card, it’s certainly worth it if you fly regularly.
Chase Ink Business Preferred Card
Another Chase card! Not all travel credit cards are created for vacations. Some are made with the business traveler in mind. Take the Chase Ink Business Preferred Card, for instance. It has an annual fee of just $95, and users earn points on everything from phone bills to advertising expenses.
Those points can be claimed back as cash; however, users receive 25% more for redeeming the points for travel reservations through the Chase website. Of course, there’s an opening bonus for spending $5,000 in the first three months. Regular point-earning sits at one to three points per dollar, depending on the type of purchase. There is a limit, 450,000 points, on the latter bonus, however.
Bank of America Travel Reward Credit Card
Unfortunately, for the Bank of America Travel Rewards Credit Card, you’ll need an account with balance with Bank of America itself. However, no annual fees and tons of opportunities accompany the card, so it might be worth looking at.
Unlike other travel credit cards, users earn one-and-a-half points for each dollar they spend. Plus, you’re free to book tickets with any airline, stay at any hotel, and redeem the points at any time. However, in turn, the opening bonus isn’t as large as other cards, at 25,000 bonus points for spending $1,000 in the first 90 days.
Hopefully, this guide to the best travel cards of 2019 has helped you narrow down your search. Whether you travel for business, pleasure, or both, there’s a card out there for you. Just don’t forget to talk it over with your finical advisor.